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Technology has made it possible to send and receive money from friends and family using only your phone (or another electronic device). Hardly anyone carries cash anymore (the risk is too great), but having money available at all times from your phone makes life convenient. One of the most popular apps that allows you constant access to money is Cash App.

Ease of use is one of the reasons why people enjoy this app so much, but it’s also possible to transfer money straight from your Cash App account into your banking account — ensuring you have money when you need it, no matter what you need it for.

Sometimes, things may not always go to plan, and you may be wondering why Cash App money not showing up in your bank account. Figuring this out requires knowing the process of transferring money in the first place, then being able to troubleshoot the issue.

We’ll walk you through the steps so that you can figure out why Cash App instant deposit not showing up, which may help you discover a way to fix this problem so that you can get your money.

Cash App Money Not Showing Up in Bank Account: How Do I Transfer Money from my Cash App to My Bank Account?

Before you can figure out why Cash App money not showing up in your bank account, you first need to know how to transfer it from one account to the other. Here are the steps you’ll need to undertake to transfer money from your Cash App to your bank account:

Step 1: Log in to Cash App

The first thing you’ll need to do when learning how to transfer money from your Cash App to your bank account so that you can figure out why Cash App money not showing up in your bank account, is to log in to your account.

Access the app on your Android or iPhone and input your credentials if necessary.

Step 2: Make Sure You Have Funds to Transfer

Once you’ve gained access to your account, the next thing you need to do is make sure you have funds to transfer. Part of the issue with Cash App money not showing up in bank account may be because you didn’t have money in the first place. Double-check this before going through the rest of the steps.

Step 3: Click the Banking Tab

After double-checking to make sure you have money to transfer, once you’re on the home screen, you’ll need to click on the Banking tab.

This is located on the bottom of the screen and looks like a roof with three lines underneath it.

Step 4: Have a Linked Bank Account

If you find that Cash App says deposited but no money, you’ll want to check to ensure that your bank account is linked to your Cash App account. Having your actual bank account linked is beneficial, but it may also be possible to use a credit or debit card for this transaction.

Cash App will support most major credit and debit cards, including American Express, Visa, MasterCard, and Discover. If these are the cards used by your bank and you have them linked to your Cash App account, you should be good to go when transferring funds.

To check this, you’ll need to click on Link Bank, which is found at the bottom of the Banking tab. You may be required to log in to your bank’s website for this transaction to go through.

Step 5: Press Cash Out

Once you’ve determined your bank account is linked and there’s less of a chance of being told Cash App says deposited but no money, then you’ll need to press the Cash Out button.

Step 6: Choose the Amount You Want to Transfer

Clicking the Cash Out button will take you to another screen where you’ll need to choose how much money you want to transfer from your Cash App account.

You can do all of the funds available or a portion of them — whatever works for you!

Type in that amount in the field provided, then click the Cash Out button at the bottom of the screen.

Step 7: Select a Deposit Speed

After choosing how much money you want to transfer and pressing the Cash Out button, the next part of the process is to select a deposit speed.

You have two choices to pick from:

  • Standard
  • Instant

Decide which one works best for you and click on it.

Step 8: Confirm the Transfer with Your PIN or Touch ID

To complete the transfer of money from your Cash App account to your bank account, you may be required to confirm the transfer with your PIN or touch ID.

If you find Cash App money not showing up in your bank account, go back and double-check to make sure you completed this step.

Cash App This Payment Has Already Been Deposited: How Long Does the Transfer Take?

If you go into your app and notice that it says, “Cash App this payment has already been deposited,” but you don’t see the money in your bank account, you may be wondering what’s going on. It could be because of the transfer speed you picked.

If you’re wondering how long the transfer takes, here’s what you need to know:

Standard Deposits

It can take from one to three business days for the money to be transferred from your Cash App account to your bank account. Business days are those days of the week when the banks are open, which generally means Monday through Friday.

If you transferred the money late on Friday or at some point on Saturday or Sunday, it might take the funds longer to show up in your account.

Choosing the Standard option means that you won’t be charged to move the money from the app to your bank account.

Instant Deposits

If you picked the Instant deposit option, the money should instantly transfer to your account. Picking this option comes with a fee, which is usually between 0.5% and 0.75% of the amount you’re transferring. You will see how much you’re being charged before you finalize your transfer, so you can decide if you’re willing to pay for the instant convenience.

In addition to fees, it’s possible that other issues might arise. For example, you may see, “Cash App your card is not accepting instant deposits.” If this happens, you may find yourself asking the following question:

Why Is My Card Not Accepting Instant Deposits?

There are several different reasons why your money may not be transferred instantly. The first is that some cards do not constantly support the networks used to instantly transfer money. You may see, “Cash App your card is not accepting instant deposits.” When there is no network support, money can’t be instantly transferred.

If you’re wondering what happens when “Cash App your card is not accepting instant deposits,” know that your transfer will be switched to a Standard deposit, and it should show up in your account within one to three business days. You will also be refunded the transfer fees.

How to Turn Off Instant Deposit on Cash App

In addition to wondering how to transfer money from Cash App to your bank account, you may also be curious about how to turn off Instant deposits on Cash App. To achieve this goal, you’ll need to follow these steps:

Step 1: Log in to Your Cash App Account

As you may imagine, the first thing you’ll need to do when making any changes to your Cash App account is to log in.

Step 2: Go to Settings

Once you’ve gained access to Cash App, click on Settings.

This is found under your profile picture, which is located in the upper left-hand corner of the screen. If you added a picture, click on your picture. If not, you’ll see the silhouette of a person in a circle.

Click on that.

Step 3: Find Instant Deposits

Once in your Settings menu, look for the Instant Deposits option.

Step 4: Toggle Enable Instant Deposits to Off

After locating Instant Deposits, to turn off this feature, you’ll need to click the toggle button to the off position.

You should no longer have to worry about Instant Deposits on Cash App.

Q&A

Why is the transaction pending on Cash App?

If you see that a transaction is pending on Cash App, this means that you need to take some action. You’ll have to manually accept the payment by going to the “Pending” tab. Once you’ve done that, the money should be moved.

What banks work with Cash App?

Cash App supports most of the major credit and debit cards, including MasterCard, Visa, Discover, and American Express.

Some of the banks that work with Cash App include the following:

  • TD Bank
  • Bank of America
  • SunTrust
  • Citizens Bank
  • Regions
  • PNC Bank
  • JP Morgan Chase
  • Huntington National

If your bank is located outside of the U.S., Cash App will not support it. You also can’t transfer money from your Cash App account to pre-paid or gift cards.

What time will my direct deposit hit?

How long it takes for your direct deposit to hit will depend on several factors, including the speed you picked from Cash App, your financial institution, and the amount of money you’re transferring.

On average, a Standard deposit will take one to three business days, but it could take longer if there are technical issues or your bank needs to verify where the money is coming from.

Money When You Need It

A lot of people like to use Cash App because of its simplicity. Not only can you send and receive money from friends and family, but you can also transfer those funds to your bank account. If you find that your Cash App money not showing up in bank account, then you need to make sure you transferred it correctly by following these steps:

  1. Log in to Cash App
  2. Make Sure You Have Funds to Transfer
  3. Click the Banking Tab
  4. Have a Linked Bank Account
  5. Press Cash Out
  6. Choose the Amount You Want to Transfer
  7. Select a Deposit Speed
  8. Confirm the Transfer with Your PIN or Touch ID

The above article may contain affiliate links, which help support Clever Sequence

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