Table of Contents

Venmo is one of the most popular payment apps. Friends and family members can send money to one another, including GIFs and images for a fun perspective.

Sometimes, these same friends and family members gift you a Visa gift card. There are limitations to where you can spend them, especially when considering e-commerce sites.

Learn how to add gift card to Venmo to avoid these limitations. You can transfer the funds to your Venmo account, paying and using it on e-commerce sites. The Venmo QR code is also beneficial for retail shops that accept it.

Why You Should Add a Visa Gift Card to Venmo

You may wonder, what prepaid cards work with Venmo? A Visa is the most popular option, and thankfully, this type is compatible with your Venmo account.

After you add Visa gift card to Venmo, transfer money between the accounts. Refill your Venmo balance using the funds on the card. You can also refill it by using the funds that already exist in your Venmo account.

You can scan the QR code associated with your Venmo account at any store that will accept it. Money will come directly out of your Visa gift card if you link it to your Venmo.

You do not have to link a Visa gift card to your Venmo. The company also accepts Discover, MasterCard, and American Express options.

How to Add Visa Gift Card to Venmo

To learn how to add gift card to Venmo, use the steps in the section. All of them are in the information below.

Open a Venmo Account

Before you can learn to add Visa gift card to Venmo, you have to set up a Venmo account.

Use the Mobile App

If you do not yet have a Venmo account, read the below information. These steps will help you with the mobile app.

  1. Download the Venmo app on your iPhone or Android. You can find it in the Apple App Store or Google Play Store.
  2. Open Venmo on your device.
  3. Choose how you want to set up.
  4. Enter any necessary personal details and create a password.
  5. Send verification codes to your phone number and email.
  6. Enter the verification codes.

Use Your Computer

You can also open a Venmo account on your computer, as seen below.

  1. Open your computer’s browser and type in
  2. Click on “Get Venmo.”
  3. Choose “Personal,” followed by “Get Started.”
  4. Enter your phone number and press send code.
  5. Type in the code to verify your information.
  6. Enter personal details and wait for the “Welcome to Venmo” screen to appear.

Add a Visa Gift Card to Your Venmo

You can learn how to add gift card to Venmo after creating your account. Complete this process on the Venmo app or desktop browser.

On the Venmo App

You can test what prepaid cards work with Venmo using the mobile app. Link your gift card using the below steps.

  1. Open the Venmo app on your iPhone or Android.
  2. Click on the three horizontal lines in the bottom left corner to access the menu.
  3. Press “Settings.”
  4. Look for the section labeled “Preferences” and click “Payment Methods.”
  5. Click on “Add Bank or Card…”
  6. Wait for the menu to show up. Press “Card.”
  7. Enter the details of your gift card. You can also click on the camera to scan it.
  8. Press “Add.”

Desktop Browser

Use the below steps to test how Venmo accepts prepaid cards on your desktop browser.

  1. Go to on your desktop browser.
  2. Press sign-in and enter your username and password.
  3. Provide the verification details if needed.
  4. Enter the code you received in your email or text messages.
  5. Click on your account.
  6. Press “Edit Payment Methods.”
  7. Click “Add Debit or Credit Card.”
  8. Enter the details associated with your prepaid card.
  9. Press “Add.”

Transfer Money from Venmo to the Gift Card and Vice Versa

Start making money transfers after you learn how to add Visa gift card to Venmo. Most of the time, these transactions take three to five days to complete.

Add Money to Venmo

Add money to Venmo using your prepaid card using the below information. This process is easiest on the mobile app.

  1. Open the Venmo app.
  2. Click on the “You” icon. It resembles a person with a money symbol.
  3. Press “Manage Balance.”
  4. Enter how much you want to add to your Venmo account.
  5. Choose the card you want to use for the transfer.
  6. Change the arrival date if necessary.
  7. Press “Add … Now.”

Add Funds to Your Prepaid Card from Venmo

You need to verify the card on your Venmo account before you can transfer funds from Venmo. It is also much easier to use the mobile app for this process.

Consider the below list to transfer funds to your bank using Venmo on the mobile app.

  1. Open the Venmo app and navigate to the “You” tab.
  2. Press “Add or Transfer.”
  3. Enter the amount of money you want to transfer.
  4. Choose the appropriate card.
  5. Press “Instant” to get your funds immediately with a fee. Tap “1-3 Biz Days” to receive them for free.
  6. Tap “Transfer.”

The Benefits of Adding a Visa Gift Card to Venmo

Several key benefits will make you want to learn how to add gift card to Venmo. Learn more about why you should complete this process below.

1. You Do Not Have to Deal with Restrictions

You can use the funds for virtually anything when linking your Venmo to a prepaid gift card. Transfer the funds directly from your Venmo to the card at any time and vice versa.

Many people prefer using prepaid gift cards. These individuals do not want to deal with the restrictions that you will get with a bank account. You do not have to have a perfect credit history or report.

2. You Will Never Run Out of Money

You do not have to worry about running out of money if you link a prepaid gift card to your Venmo account. You can move funds between the two whenever you need your money.

Refill the balance on your Visa if you run out of money on your prepaid gift card. Transfer funds from what you already have in your Venmo.

Transfer funds from your prepaid card to your Venmo if you want to use your Venmo account to pay for goods. This process will give you more flexibility in the methods you use to spend the balance on your gift card.

3. Receive Refills from Your Friends and Family Members

Venmo lets your friends and family members send you money at any time. You can keep that balance in your account, using it at any retailer that accepts payments from Venmo.

You can also transfer the balance back to your prepaid card. Your loved ones refill your card by sending you a gift on Venmo.

Remember, the transfer process takes between three to five days to get the funds to your prepaid card. Choose the instant method to pay a fee and get your money immediately.

Tips for Using a Visa Gift Card on Venmo

The below tips will help you get the most out of using your Visa gift card with your Venmo account.

1. Look for a Card Without Transaction Fees

You may see a small fee in your list of transactions when you transfer money from your Venmo to your prepaid card. If you are on a strict budget, you likely want to avoid this situation.

Some prepaid cards do not have transaction fees. Read the fine print on the back of it to see if there are transaction charges.

If you do not see a charge listed, there likely is not one. You can call the phone number on the back of the prepaid card to confirm these details.

2. Your Web Transactions are Safer

Register your prepaid card in your name as soon as possible before adding it to your Venmo account. Venmo may not accept it, especially if there are no registration details. They may flag the card as fraudulent.

You can use the funds you transfer to your Venmo card for online transactions. This method is much safer than using a credit card as there are no additional details.

You do not have to provide your social security number, for instance. All the gift card holder will have is your name and zip code.

3. Research Visa Gift Card Options

Do your research before agreeing to the terms of one Visa gift card. Look for one that does not come with high fees. It would make the Venmo transfers not worth it.

If your credit history allows, never use a prepaid gift card instead of a bank account. You can link both to your Venmo. Use your bank for your bills or any other high-priced transactions.

You can use your prepaid card for smaller purchases. Make it something you can use for fun expenses after linking it with your Venmo.

FAQs about Adding a Visa Gift Card to Venmo

How Do I Transfer Money from My Prepaid Card to Venmo?

You have to learn how to add gift card to Venmo to transfer the funds to your account. Use the same steps as are necessary for adding your bank account.

If you do not have enough money in your Venmo account, request the funds from the prepaid card. You can also refill it using what is already in your Venmo.

Why is My Prepaid Card Not Working on Venmo?

There are two primary reasons why your prepaid card would not work with Venmo. Venmo may decline it because of a lack of funds.

Venmo could also flag the gift card for fraud prevention. Contact Venmo to prove you are the owner of the Visa.

Why is Venmo Not Letting Me Add My Card?

Venmo only allows you to have four cards on your account. If you reach this limit, Venmo will prevent your ability to add another one.

If you still have space, contact the bank behind the card. The third-party company can give you a clear answer.

What Prepaid Debit Cards Work with Venmo?

You likely want to know, does Venmo accept prepaid cards? Venmo works with virtually any provider.

Link your MasterCard, Visa, Discover, or American Express prepaid gift card. You have to register it in your name before linking it. Venmo has to verify your ownership of the gift card.

More Information About Adding a Visa Gift Card to Venmo

Contact the bank first if you encounter errors when learning how to add gift card to Venmo. They may have your name or zip code wrong.

If no results come from contacting the cardholder, reach out to Venmo. You can send a message through the contact form or use the live chat in the mobile app. Venmo also has a customer service phone line at (855)-812-4430.

Add a Visa Gift Card to Your Venmo

You should feel confident knowing how to add gift card to Venmo. You can use the mobile app or website to complete this process.

You should first verify the gift card to transfer money from it to Venmo and vice versa. You do not want Venmo to flag it as fraudulent.

Try to find a Visa gift card that does not take out transaction fees. You want to save as much money as possible when transferring your funds.

The above article may contain affiliate links, which help support Clever Sequence

Close this search box.

Latest Guides